Pension planning
Unlimited retirement - benefits from the AHV
What are the tax characteristics of Pension assets and pension benefits in the event of a departure from Switzerland in the course of retirement and how do they affect you in practice?
The abolition of the imputed rental value and the impact on your tax and pension planning
The discussion about the abolition of the imputed rental value has been on the minds of homeowners for years. The decision to abolish the imputed rental value now raises the question of how this change will affect ...
Taxation of pension assets abroad
What are the tax characteristics of pension assets and pension benefits in the event of a departure from Switzerland in the course of retirement and how do they affect you in practice? ...
What will change in 2025?
The most important changes in 2025 with regard to AHV, occupational pensions, tied pillar 3a and other relevant changes for your personal financial planning.
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Who receives my money from the pension fund, 3a account, or vested benefits account in the event of death?
It is well known that knowledge about one's own pension assets from the second pillar is often only superficial. However, at the latest when it comes to the possibilities under pension law with regard to the ...
Home ownership in old age, sell or keep?
The most frequently cited reason for staying in a large detached house is that a rented flat would be more expensive! Whether this prejudice is actually true when you look at the overall situation, what advantages and disadvantages the two variants ...
Partial revision of the AHV: elimination of unequal treatment of widows' and widowers' pensions
In a judgement from 2022, the European Court of Human Rights (ECtHR) found that widows and widowers are treated unequally in Switzerland with regard to survivors' pensions. ...
Vested benefits balance finder - The lost treasure
Billions of BVG assets still remain unused and are not withdrawn or are withdrawn very late. Find out how this can happen and why you need to take care of it yourself ...
The Individual Account - IK and what you need to consider
Why it is worth ordering the IC statement regularly and how the pension can change by CHF 15,000. In the Individual Account - IK, the income subject to contributions, ...
Occupational pension provision (BVG) today and what will change with the reform
About a year ago, the Swiss electorate was allowed to vote on the AHV reform, which was narrowly accepted at the time.
Following a clear yes vote on 17 March 2023 by the National Council and Council of States to ...